Is it possible to lower costs while maintaining a competitive benefits package? With healthcare and benefits costs skyrocketing, this is the challenge facing companies today. New wellness benefits bring promise, but how can companies be sure that they’ll deliver? Employers can’t afford to waste money. HR teams need to scrutinize every dollar spent on employee benefits, including new wellness programs. A wellness benefit that no one is using is just money down the drain. That’s why utilization is a top priority at TelaCare. We want employees and employers to realize the full potential of telemedicine. They can’t do that if no one is using it. To ensure high utilization, we have studied why some wellness benefits fail with employees. By addressing these, we’ve developed a telemedicine benefit that can boast the highest average utilization rate in the industry. What did we find? This is what HR executives at large and mid-size companies said were the top five problems new wellness benefits face.
1.
Low employee awareness
New benefits are typically rolled
out and announced during annual enrollment. Unfortunately, this means they
often get lost in the noise of all the other benefits. Employees are worried
about other problems: how much their premiums are going up, which medical plan
to choose, or if any providers changed. A new benefit that may only get one
paragraph in a packet isn’t going to be noticed.
How TelaCare is different: We develop a year-long, customized employee communication
plan to ensure all employees are aware of the benefit.
2.
Low understanding of the benefit
Even if employees know a benefit
exists, they may not fully understand when, how, or why to use it. Without a
clear explanation of the benefit and specific use cases, employees won’t think
to use it. They will continue doing what they’ve always done.
How TelaCare is different: Our communication plan addresses many of the questions
surrounding telemedicine, as well as gives examples of when and why to use
telemedicine instead of traditional in-person physician visits.
3.
Difficult to use
Employee’ benefits shouldn’t be
difficult to use or understand. And there shouldn’t be any obstacles for
employees to navigate. Any added resistance to using a new benefit keeps
employees from using it. For example, if an employee must fill out lengthy
forms before using a benefit, many will never take the time to do so. The
initial investment of time and energy is enough to deter them from the new
benefit.
How TelaCare is different: Employees and their covered family members are not required
to fill out any forms before they can use our service.
4.
Cost-sharing
If an employee must pay to use the
benefit, such as a co-pay or a sign-up fee, utilization will drop. It’s a basic
behavioral principle that a financial barrier, no matter how small, is a big
hurdle for a service to overcome. That’s why you see so many free-trial offers!
The same principles apply to employee benefits.
How TelaCare is different: Unlike many other telemedicine providers, we do not charge a
co-pay when an employee or covered family member makes a call.
5. HR
is too busy
Most Human Resources departments are
already busy, even without adding on a new benefit. Especially if the benefit
is new to them. If HR is given responsibility for implementation,
communication, and engagement of a new benefit, they may not have the time or
expertise to make the benefit a success.
How TelaCare is different: Our team develops and implements a customized plan for each
employer. We cover implementation, awareness, and engagement without adding
more work to your HR team’s plate.
Our
guarantee
At TelaCare, we strive to provide a
superior user experience, for both employees and employers. We’ve
thought through how to overcome these obstacles to get the best results. And
the proof is in the numbers: our average utilization rate is almost seven times
the industry average!
We’re so sure of our solution that
we even provide a guarantee: if our telemedicine program doesn’t save the
employer more money from diverted healthcare visits than the benefit costs, we
will refund the difference. We’re proud of our solution, and we’re confident
that it will be a valuable addition to your company’s benefits plan.
There are 0 comments